RepayRight

Login

From calculator to loan-free.

Three steps. Ninety seconds to set up. A clearer head, every month after that.

Try Free Calculator
Create Free Account

Step one · 30 sec

Add your loan

Enter loan amount, interest rate, tenure, and start date. Or pick your bank we’ll pre-fill the current floating rate.

  • No bank login required
  • Add up to 3 loans free
  • All major Indian lenders

Step two · Instant

See your real plan

Live amortization, true closure date, principal-vs-interest breakdown, and your EMI burden against your income.

  • Month-by-month schedule
  • Closure date with confidence
  • Burden gauge: healthy / risky

Step three · Every month

Get AI signals

Each month, an AI signal tells you the next best move: prepay now, wait, or split. Always with the rupee impact attached.

  • "Prepay ₹50K → save ₹2.1L"
  • EMI reminders before due date
  • Refi alerts when rates drop